I strongly recommend that you get pre-approved for a loan program before you start your property search!
In today’s lending environment it’s critical to apply for and attain pre-approval for a loan before shopping for property. Many sellers will not even consider an offer unless it has a loan pre-approval letter with it. Also the sellers will be more likely to immediately accept your offer. Even if that offer is for less than list price!
There are more advantages to gaining pre-approval. When the lender hands a borrower a pre-approval letter, it means the borrower can save time by looking at the right homes in the right price range. The borrower can spend more time examining the right homes knowing the loan costs, down payment & monthly payment cost. The borrower will gain confidence and avoid disillusionment & disappointment. Increasing your bargaining / negotiating power. Also enjoying a faster and smother transaction closing.
Lender Contacts:
Erin Hooper: Movement Mortgage
Phone: (704) 472-4798
Located at:
247 Oak Street Extension, Suite 123
Forest City, NC 28043
Visit Erin online at Movement.com
Brooke Nicholson: RBC Bank
Phone: (828) 287-6454
Fax Line: (828) 287-6445)
Located at:
275 N. Main St,
Rutherfordton NC 28139
Mitchel Pridmore: Carolina Farm Credit
Office Phone: (828) 286-9183
Cell (828) 226-9801
Located at:
319 Oak Street,
Spindale, NC 28160
For Land and Lot Loans Contact:
Carolina Farm Credit:
Phone: (828) 286-9183
Located at:
319 Oak Street,
Spindale, NC 28160
Contact the lender of your choice, but talk to them first!
