Questions & Answers (FAQ)

What is the Weather Like?
Average annual temperature, 59.9 F; average rainfall, 49.91 inches. Rainfall is concentrated in Spring and Fall. Average humidity, approximately 65%. Located in the Isothermal Belt, there are 200 frost-free days in the growing season. Average snowfall, 2.74 inches.

Learn about our Isothermal Belt Click here

average rainfall… 49.91″
average snowfall… 2.74″
average temp… 59°
average summer humidity… 65%
average winter humidity… 50%
average high – August… 85°
average low – August… 68°
average high January… 47°

How far is it to the nearest grocery store or hardware store? Many nearby country stores/convenience. Grocery stores are just minutes away. For all your major grocery, Hardware, tool rental, Beer, wine, gas, and landscaping supplies, Forest City and Rutherfordton are close by. There you will find Supper Wall-Mart and Lowe’s Home Improvement a Mall and many other unique shops and specialty stores.

How far away is a hospital? 6 hospitals are nearby, Rutherford hospital and a VA Clinic are the closest. The Marion hospital is about 30-minute drive north.

Is There a public marina on the Lake James & Lake Lure? Yes, Several boat ramps and marinas.

What are the real estate taxes in Rutherford County? The taxes are from $0.63 to $0.89 per $100 of assessed value. Example: You buy a property for $89,900 then ($89,900 x 0.69 ÷ 100) = $620.31 per year.

Water: Wells, 200 to 800 feet deep (average is 400 to 600 feet) costing $9.00 to $10.00 per foot to drill. *buyers responsibly* Call Camp Well Drilling Toll Free 800-472-8736 / 828-429-3688 Cell or Pittman Well Drilling Toll Free 866-453-0662 / 828-453-0663 Local The well drilling company’s guarantee the wells.

Sewer: Septic system in most areas. * On lots or UN-improved land – buyers responsibly* Costing around $3,500. Generally, most people get their well and septic system installed for around $8,000 to $12,000 combined.

Gas: Propane tanks for gas cooking heating or heating oil is also permitted. Most people use Central Heat and Air (electric heat pumps).

TV: Satellite: Direct TV or Dish Network – Some areas have Cable TV

Internet access: Many Internet service providers are available.

Can I rent my cabin out? Yes. This is a great rental area, many people love to come here and rent for a week at a time (rental rates range from $700 to $2,500 a week) There are good local property management companies to handle renting your cabin for you if you like.

How much earnest money do I need to put down? General 1% of the contract price but this is up to you. A personal check is OK.

Do you have financing? Yes, Local banks/lenders located in the area that we have worked closely with are listed below. I strongly recommend that you call them and get pre-approved for their loan programs before you start your property search!

In today’s lending environment it’s critical to apply for and get pre-approved for a loan before shopping around for property. Many sellers will not even consider an offer you submit unless it has your loan pre-approval letter with it. Also, the sellers will be more likely to immediately accept your offer, even if that offer is for less than list price.

There are more advantages to gaining pre-approval than you would initially surmise. When the lender hands a borrower a pre-approval letter, it means the borrower can: Save Time by Looking at the Right Homes in the right price range, Spend More Time Examining the Right Homes knowing what the loan costs – down payment & monthly payments are, Gain Confidence & Avoid Disillusionment & Disappointment, Increase Bargaining & Negotiating Power, Enjoy a Faster smother Closing Period.

Lender Contacts:

Erin Hooper at Movement Mortgage.
Phone: 704-472-4798
located at 247 Oak St. Extension, Suite 123, Forest City,
NC 28043

Pre Qualify visit: Movement.com

For Land
Carolina Farm Credit
Phone (828) 286-9183
319 Oak Street., Spindale, NC 28160
Visit Carolina Farm Credit