North Carolina Lenders / Banks

I strongly recommend that you get pre-approved for a loan program before you start your property search!
In today’s lending environment it’s critical to apply for and attain pre-approval for a loan before shopping for property. Many sellers will not even consider an offer unless it has a loan pre-approval letter with it. Also the sellers will be more likely to immediately accept your offer. Even if that offer is for less than list price!

There are more advantages to gaining pre-approval. When the lender hands a borrower a pre-approval letter, it means the borrower can save time by looking at the right homes in the right price range. The borrower can spend more time examining the right homes knowing the loan costs, down payment & monthly payment cost. The borrower will gain confidence and avoid disillusionment & disappointment. Increasing your bargaining / negotiating power. Also enjoying a faster and smother transaction closing.

Lender Contacts:

Erin Hooper: Movement Mortgage
Phone: (704) 472-4798

Located at:
247 Oak Street Extension, Suite 123
Forest City, NC 28043

Email: erin.hooper@movement.com

Visit Erin online Https://movement.com/erin.hooper


Brooke Nicholson: RBC Bank 
Phone: (828) 287-6454
Fax Line:  (828) 287-6445)

Located at:
275 N. Main St,
Rutherfordton NC 28139

Email: brooke.nicholson@rbc.com


Mitchel Pridmore: Carolina Farm Credit
Office Phone: (828) 286-9183
Cell (828) 226-9801

Located at:
319 Oak Street,
Spindale, NC 28160

Email: mpridmore@carolinafarmcredit.com


For Land and Lot Loans Contact:

Carolina Farm Credit:
Phone: (828) 286-9183

Located at:
319 Oak Street,
Spindale, NC 28160

Contact the lender of your choice but talk to them first!

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