It is strongly recommend that you call and get pre-approved for a loan program before you start your property search!
In today’s lending environment it’s critical to apply for and get pre-approved for a loan before shopping around for property. Many sellers will not even consider an offer you submit unless it has your loan pre-approval letter with it. Also the sellers will be more likely to immediately accept your offer, even if that offer is for less than list price.
There are more advantages to gaining pre-approval than you would initially surmise. When the lender hands a borrower a pre-approval letter, it means the borrower can: Save Time by Looking at the Right Properties in the right price range, Spend More Time Examining the Right properties knowing what the loan costs – down payment & monthly payments are, Gain Confidence & Avoid Disillusionment & Disappointment, Increase Bargaining & Negotiating Power, Enjoy a Faster smother Closing Period
Linda Marsh with Fifth Third Bank
(Office 828-755-3095) (Fax 828-210-7192)
Located at 112 N. Main St., Rutherfordton, NC 28139
Email Linda at Linda.Marsh@53.com
Visit Linda on line at https://secure.53/mlo/lindamarsh
For Land And Lot Loans Contact:
Carolina Farm Credit:
Phone (Office 828-286-9183)
Located at 319 Oak Street., Spindle, NC 28160
Down Load and fill in the Credit App Click here
Contact the lender of your choice but talk to them first!
Do I have to come back to NC for the closing? No, All the closing documents will be mailed to you at your home address with in 10 to 14 days by FED EX mail.