Questions & Answers
Call Ken at 828-429-4004 to receive a free detailed information kit in the regular mail! The kit includes plat maps, complete prices, photos and a local area Chamber of Commerce type details with lots of local photos and stats
Where Are the Cabins Located? The cabins are located in Grandview Peaks, South Mountain Peaks and Broad River Highlands, Yellowtop Mountain Estates, The Summit (Rutherford, Cleveland & McDowell Counties) just minutes from the South Mountains State Park and about one hour east of Asheville. 45 minutes to Hendersonville, Chimney Rock, Black Mountain, and not far from Boone, Blowing Rock, Linville Falls, Grandfather Mountain. Morganton is about 30 minutes away. Hickory is 45 minutes and Forest City, Rutherfordton and Marion are all about a 15 minute drive away. For detailed driving directions call ahead (before you come) set an appointment with me and I will send them to you by mail, fax or email.
Who Builds the Log Cabins? The Log Cabins are Custom Built on site by Local Custom Log Home Builders. Click the following link for a free list of builder/contractor phone numbers. Contacts and services phone list Please tell them Ken Williams sent you!
If I purchase a lot or home site and I want one of the cabins built for me how much are they? The builders we use are custom builders and can build anything you like so it all depends on you and your needs. The one and two level log cabin shells are costing from $60,000 to $90,000 but the cost of materials and labor change all the time so you need to contact the builder and get quotes for what you really want. Click the following link for a free list of builder/contractor phone numbers. Contacts and services phone list Please tell them Ken Williams sent you!
How far is it to the nearest grocery store or hardware store? Toney Grocery, Good Old Boys Grocery and the Cane Creek Grocery are less the 2 to 5 miles away and Sammy’s (a mid size grocery is about 8 miles away. For all your major grocery, Hardware, tool rental, Beer, wine, gas, and landscaping supplies, Forest City and Rutherfordton are less than 15 miles away. There you will find Supper Wall-Mart and Lowe’s Home Improvement a Mall and many other unique shops and specialty stores.
How far away is a hospital? 6 hospitals are near by, Rutherford hospital and a VA Clinic is about, a 15 to 20 minute drive away. The Marion hospital is about 20 to 30 minute drive north.
Is There a public marina on the Lake James & Lake Lure? Yes, Several boat ramps and marinas.
What needs to be finished on the cabin Shells? The outside is totally finished. Buyers will be responsible for all inside work including but not limited to bedroom & bathroom walls, floor coverings, cabinets & counter tops, insulation in the floor and ceiling, plumbing and electrical. On the two level cabin the 3/4 loft and stairs are in place.
How much dose it cost to finish the cabins? As much or as little as you want to spend. Most people spend any where from $25,000 to $80,000. Remember the cabin Shells that we occasionally sell, are dried in weather tight shells. Totally finished on the outside. Buyers can install any number of bedrooms, bathrooms, decide where and how big the bedrooms and baths are, pick the floor coverings, cabinets, sinks and counter tops they like or can afford. We have local contractors to do the finish work for you or you can do all the work you self. Or you might just do some work your self and bring in contractors for the rest. You can do any or all the work at any time you like. I have seen some folks finish off the inside for as little as $25,000 but they did all the work them self’s and only had walls around the two bathrooms – the rest was like the old pioneer one room log cabins. Click the following link for a free list of builder/contractor phone numbers. Contacts and services phone list Tell them Ken Williams sent you!
Call Ken at 828-429-4004 for a free list of contractors, builders and local craftsman’s phone numbers to be sent to you by regular mail.
If I buy just a lot or acreage home site do I have to build? No, the property can be held as an investment and sold later for a profit. Some people plan to build when they retire or they give the property to their kids or future generations.
Are recreational vehicles or camping allowed? Yes. In fact some people leave their travel trailer or Motor home here for the summer or while they work on their cabin and then drive their car that gets good gas mileage back and forth. * See covenants for specified details *
What are the county real estate taxes? The taxes are from $0.58 to $0.63 per $100 of assessed value. Example: You buy the cabin and lot for $89,900 then ($89,900 x 0.63 ÷ 100) = $566.37 per year.
Are the roads paved? Yes, All the roads are or will be paved black top two lane roads wide.
What about utilities? Electric & Telephone? (Rutherford Electric Membership Corp, Duke Power & AT&T or Verizon) are provided underground to each property.
Water: Wells, 200 to 800 feet deep costing $9.00 to $10.00 per foot to drill. *buyers responsibly* Call Camp Well Drilling Toll Free 800-472-8736 / 828-429-3688 Cell or Pittman Well Drilling Toll Free 866-453-0662 / 828-453-0663 Local The well drilling company’s guarantee the wells.
Sewer: Septic system. *buyers responsibly* Costing around $3,500. Generally most people get their well and septic system installed for around $6,000 to $10,000 combined.
Gas: Propane tanks for gas cooking heating or heating oil is also permitted. Most people use Central Heat and Air (electric heat pumps).
TV: Satellite: Direct TV or Dish Network
Internet access: High speed DSL in most locations or (coming soon) or Satellite internet service
Can I rent my cabin out? Yes. This is a great rental area, many people love to come here and rent for a week at a time (rental rates range from $700 to 1800 a week) There are good local property management companies to handle renting your cabin for you if you like.
Can I have a shed or workshop or barn? Yes, any kind of outbuildings like barns or workshops are welcome. * See covenants for specified details *
Are animals allowed? Pets are welcome. No commercial livestock farms like chicken farms or pig farms.
What are the Property Owner Association Fee? The property owners association fees are $250 per year in South Mountain Peaks, $300 per year in Grandview Peaks and $350 per year in Broad River Highlands.They pay to maintain the paved roads and gates.
Any other fees to pay? Just your closing fees that will be 1 to 3.5 % +/- and your NC property taxes discussed above.
How much earnest money do I need to put down? $500. On any track of land, or $2,500. on any cabin/ land package and a personal check is ok. We close the transaction in 10-15 days, including when financing is required – by MAIL (FED EX).
Do you have financing? Yes we have great banks/lenders located in the area that we work closely with that have streamlined the processes. I strongly recommend that you call them and get pre-approved for there loan programs before you start your property search!
In today’s lending environment it’s critical to apply for and get pre-approved for a loan before shopping around for property. Many sellers will not even consider an offer you submit unless it has your loan pre-approval letter with it. Also the sellers will be more likely to immediately accept your offer, even if that offer is for less than list price.
There are more advantages to gaining pre-approval than you would initially surmise. When the lender hands a borrower a pre-approval letter, it means the borrower can: Save Time by Looking at the Right Homes in the right price range, Spend More Time Examining the Right Homes knowing what the loan costs – down payment & monthly payments are, Gain Confidence & Avoid Disillusionment & Disappointment, Increase Bargaining & Negotiating Power, Enjoy a Faster smother Closing Period.
Lender Contacts:
Brooke Nicholson with RBC Bank at (Office 828-287-6454) (Fax 828-287-6445) Her office is located at 275 N. Main St., Rutherfordton, NC 28139
Email Brooke at brooke.nicholson@rbc.com
Down Load and fill in the RBC Credit Application Click Here
And
Mitchel Pridmore with Carolina Farm Credit at (Office 828-286-9183) or his (Cell 828-226-9801) located at 319 Oak Street., Spindale, NC 28160
Email Mitchel at mpridmore@carolinafarmcredit.com
Down Load and fill in the Credit App Click here
Do I have to come back to NC for the closing? No, All the closing documents will be mailed to you at your home address with in 10 to 14 days by FED EX mail.